Health Broker One

Health Broker One-Health & Life Insurance Advisors

Lowest Rates, Expert Advice and Personalized Service for residents of Florida, Maryland, Georgia, Texas, Colorado, Michigan, and Ohio

Purchasing your own Health insurance is often a frustrating and time consuming process.  Hundreds of plans from 15-20 companies, thousands of Agents, and lots of ways to either spend too much or not get the right coverage.

The best way to get the lowest rates and the best coverage is to work with an experienced Agent who not only understands health insurance but represents the best insurance companies and knows, on a monthly basis, which one is offering the lowest rates in Your Local Area.  This is the real secret to finding the lowest premiums.  Unless you can check the rates on a regular basis (they are all filed with your state Insurance department and fixed) you just won't know.  And, unless you know the ins and outs of each company's Underwriting Guidelines, you won't know which company will actually give you the lowest published rates.  That's where I come in...

My name is Mike Golden, the owner of the Health Broker One website, and help people every day save money on health insurance.  Here are some recent testimonials I've received:

"Mike, when we first met about a year ago my family was paying $1,500 a month for health insurance and at least 5 agents had told me that it was the best I could do.  You have cut our premiums twice, first to $800, and this year to $540 a month.  Thanks for all your help," BW, Georgia

"I'd been paying about $3,300 per month for my company's health insurance before you explained how to convert this to individual plans with much lower premiums and the flexibility for everyone to select their own plan.  Now I'm paying under $1,600 and we're all happy,"  MW, Maryland

"We had been turned down by several insurance companies because of a non-existent 'mystery disease'.  You got us approved last year and after our renewal premiums went up we were able to switch carriers in 3 days and save $300 a month,"  JN, Michigan

"My husband and I had been given really bad advice about our health insurance, you made it all make sense and reduced our premium as well,"  JD, Wisconsin

"I've been paying $500 a month on Cobra, I spoke with you on Tuesday and got a great plan with all the right benefits approved on Thursday for $280, thanks,"  GK, Florida

It's easy to think that by calling your insurance company (or another one) you will get good advice and the lowest rates.  That's not true.  What you will get is a customer service representative giving you the 'company' line about their health insurance.

It's also easy to think that by going to sites like Ehealthinsurance.com you will find the plans with the lowest rates.  That's not really true either.  Some of the best health insurance companies don't work with them because they only work with knowledgeable, experienced Agents like me.

What's the best way to shop for Health Insurance?  First, read our How to Buy a Health Plan article.  Then call me at 1-800-516-4731.  I've helped 100's of clients save money in the past 2 years and can show you how to do the same.

There is a great deal of information on this website.  If you just want quotes or self service, three of our national carriers- United Health One, Assurant Health, and Aetna, allow us to post direct links for quotes on websites.  You can also apply online from these pages.  And don't worry, the rates quoted are their lowest rates, it's just as if you went to the company website.  Our other carriers (they are different in each state) require us to run your quotes.  Just fill out our Quotation Request form and we'll email a complete list of plans available in your local area with several recommendations.

If you need help, call me at 1-800-516-4731.  I'll review your situation and budget and make a recommendation based on your needs.  I'll also explain the benefits of each plan, let you know if there are other companies in your area that have lower rates or better benefits, and give you all the information needed to make the right decision about your health insurance.  In just a few minutes you will know whether considering a change is in your best interests but there will be no pressure to change your coverage until you are ready to do so. 

Current Licenses:

• Florida- P025080
• Maryland-99977742
• Georgia-811390
• Texas-1559298
• Colorado-316498
• Ohio- 7-12427
• Michigan-0476144